Terms and Conditions

Nguon Loivinh provides AI-driven data analysis and informational tools intended to support users in evaluating portfolio-related decisions. The Services are provided for informational purposes only and do not constitute financial, legal, tax, or investment advice. Any decisions made based on information or analysis provided through the Services are made at your own discretion and risk.

You must be at least the age of legal majority in your jurisdiction of residence to use the Services. By using the Services, you represent and warrant that you meet this requirement and that you have the legal capacity to enter into these Terms.

If any part of the Services requires you to create an account or submit information through a form, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of any credentials associated with your use of the Services and for all activity that occurs under your access.

You agree not to misuse the Services. This includes, without limitation, refraining from: attempting to gain unauthorized access to our systems; reverse-engineering or scraping proprietary tools; submitting false or misleading information; using the Services for any unlawful purpose; or interfering with the normal operation of the website.

Nothing provided through the Services should be construed as personalized financial, investment, legal, or tax advice. Nguon Loivinh is not a registered investment advisor, broker-dealer, or financial institution unless explicitly stated otherwise. You should consult a qualified, licensed professional before making any financial or investment decision.

All content, software, design elements, trademarks, and materials associated with the Services are the property of Nguon Loivinh or its licensors and are protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of the Services without prior written consent.

The Services may contain links to third-party websites or integrate with third-party tools. Nguon Loivinh does not endorse and is not responsible for the content, accuracy, or practices of any third-party resource. Your use of third-party services is governed by their own terms and policies.

The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. Nguon Loivinh does not guarantee the accuracy, completeness, or reliability of any analysis, data, or output generated through the Services.

To the fullest extent permitted by applicable law, Nguon Loivinh, its affiliates, and its personnel shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising from or related to your use of the Services.

You agree to indemnify and hold harmless Nguon Loivinh and its affiliates from any claims, damages, liabilities, costs, or expenses (including reasonable legal fees) arising out of your use of the Services, your violation of these Terms, or your violation of any rights of a third party.

Nguon Loivinh reserves the right to modify, suspend, or discontinue any part of the Services at any time without prior notice. We may also update these Terms periodically. Continued use of the Services after changes are posted constitutes acceptance of the revised Terms. We encourage you to review this page periodically.

Nguon Loivinh reserves the right to suspend or terminate your access to the Services, without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, third parties, or the business interests of Nguon Loivinh.

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Nguon Loivinh operates, without regard to its conflict of law provisions. [Insert specific governing jurisdiction as applicable.]

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

If you have questions regarding these Terms, please reach out via the contact details provided on our Contact page. [Insert additional contact information as applicable.]